E&O For California Professionals - Lawyers, Physicians, Doctors, Arichitects, Engineers, Accountants - E&Obrokers.com E&O For California Professionals - Lawyers, Physicians, Doctors, Arichitects, Engineers, Accountants - E&Obrokers.com
E&O For California Professionals - Lawyers, Physicians, Doctors, Arichitects, Engineers, Accountants - E&Obrokers.com

Applications: Lawyers E&O  |  Physicians E&O  |  Architects & Engineers E&O  |  Accountants E&O  |  Misc Application


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Circadian Insurance Brokers
P.O. Box 580
Brentwood, CA. 94513

Toll Free: (877) 417-7171
Tel: (925) 417-8500
Fax: (866) 356-4429

Contact Us Via Email


HOW ARE MY RATES DETERMINED?

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Lawyers E&O  |  Physicians E&O  |  Architects & Engineers E&O  |  Accountants E&O  |  Misc Application

The policy premium is typically based on the following factors: the profession involved and the likelihood of a claim being brought, the potential severity of the claim, the number of years in practice, the number of professionals covered, annual revenues, location of the business and claims history.

Your premium can also be affected by the choices you make regarding your policy. For example, the limits of coverage you select have a direct bearing on the amount of your premium.

Coverage Limits

Limits in terms of minimums and maximums often vary by state and are typically calculated per occurrence with an annual aggregate. You can expect the higher your coverage limits, the higher your premium is likely to be.

When dealing with professional liability insurance, you may be able to add an additional $1,000,000 or $2,000,000 of coverage for a minimal additional amount to your premium payment. Therefore, based on your individual needs, it may be worth considering the maximum limits offered for your policy, rather than simply selecting the most inexpensive premium available.

Download Applications:
Lawyers E&O  |  Physicians E&O  |  Architects & Engineers E&O  |  Accountants E&O  |  Misc Application

Circadian Insurance Brokers - Contact Us Via Email
P.O. Box 580  •  Brentwood, CA. 94513
Toll Free: (877) 417-7171  •  Tel: (925) 417-8500  •  Fax: (866) 356-4429

California License #: 0F79348

If you're a licensed professional looking for professional errors & omissions or medical malpractice insurance in California, we can help. Our California insurance agency offers full professional insurance coverage as well as commercial, life and health, and employee group plans.

Errors & Omission and Professional Liability Insurance for: Pleasanton, Los Angeles, San Diego, San Jose, San Francisco, Long Beach, Fresno, Sacramento, Oakland, Santa Ana, Anaheim, Bakersfield, Riverside, Stockton, Chula Vista, Modesto, Fremont, Glendale, San Bernardino, Huntington Beach, Irvine, Oxnard, Moreno Valley, Ontario, Rancho Cucamonga, Fontana, Santa Clarita, Garden Grove, Oceanside, Pomona, Santa Rosa, Corona, Salinas, Pasadena, Torrance, Lancaster, Hayward, Palmdale, Orange, Escondido, Fullerton