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Circadian Insurance Brokers
P.O. Box 580
Brentwood, CA. 94513
Toll Free: (877) 417-7171
Tel: (925) 417-8500
Fax: (866) 356-4429
Contact Us Via Email |
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HOW ARE
MY RATES DETERMINED?
Download Applications:
Lawyers
E&O |
Physicians E&O |
Architects &
Engineers E&O |
Accountants E&O |
Misc Application
The policy
premium is typically based on the following factors: the
profession involved and the likelihood of a claim being
brought, the potential severity of the claim, the number of
years in practice, the number of professionals covered, annual
revenues, location of the business and claims history.
Your premium
can also be affected by the choices you make regarding your
policy. For example, the limits of coverage you select have a
direct bearing on the amount of your premium.
Coverage
Limits
Limits in terms
of minimums and maximums often vary by state and are typically
calculated per occurrence with an annual aggregate. You can
expect the higher your coverage limits, the higher your
premium is likely to be.
When dealing
with professional liability insurance, you may be able to add
an additional $1,000,000 or $2,000,000 of coverage for a
minimal additional amount to your premium payment. Therefore,
based on your individual needs, it may be worth considering
the maximum limits offered for your policy, rather than simply
selecting the most inexpensive premium available.

Download Applications:
Lawyers
E&O |
Physicians E&O |
Architects &
Engineers E&O |
Accountants E&O |
Misc Application

Circadian Insurance Brokers
-
Contact Us Via Email
P.O. Box 580 •
Brentwood, CA. 94513
Toll Free: (877) 417-7171 • Tel: (925) 417-8500
• Fax: (866) 356-4429
California
License #: 0F79348

If you're a licensed
professional looking for professional errors & omissions or
medical malpractice insurance in California, we can help. Our
California insurance agency offers full professional insurance
coverage as well as commercial, life and health, and employee
group plans.
Errors & Omission and
Professional Liability Insurance for: Pleasanton, Los Angeles,
San Diego, San Jose, San Francisco, Long Beach, Fresno,
Sacramento, Oakland, Santa Ana, Anaheim, Bakersfield,
Riverside, Stockton, Chula Vista, Modesto, Fremont, Glendale,
San Bernardino, Huntington Beach, Irvine, Oxnard, Moreno
Valley, Ontario, Rancho Cucamonga, Fontana, Santa Clarita,
Garden Grove, Oceanside, Pomona, Santa Rosa, Corona, Salinas,
Pasadena, Torrance, Lancaster, Hayward, Palmdale, Orange,
Escondido, Fullerton
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